PHILAM Bonds is a mobile application designed to create a handier, user-friendly modern application that offers convenience and provides the best customer experience. One of the highlight features of this application is its high-end security features such as fingerprint authentication and SMS One-time Password or OTP. Another is the application of data analytics on showcasing the transparency of data to the users’ end. A text-to-speech feature, voice recognition feature, videos, e-books could be very useful material that can promote AIA Philam Life Insurance Company and provide assistance to the users. PHILAM Bonds also has a virtual health assistant chatbot exclusive for the clients-end as a reminder for them to have a healthier being when using. And lastly, the PHILAM Bond Online Community to have an easy and hassle-free interaction on sharing information. With these features, PHILAM Bonds could be the best mobile app for life insurance companies.